I often hear people say things like: "Oh, you can't be rich and happy", or "I'm happy but I'm not rich", or "if I had money I'd be happy". Some of the people who claim to be happy obviously forget to tell their face that they are happy because they certainly don't give the impression of being happy.
So what's the secret?
Is it really possible to be rich and happy or is that state truly unattainable?
I think it's a very important issue because the world is going through a period of increasing tension and conflict. Poverty and starvation are on the increase while at the same time some people's wealth is increasing dramatically. Individuals are finding it harder and harder to get ahead while the profits of major corporations are increasing from year to year. So many ordinary people are anxious, worried and depressed in their daily lives and many are heavily in debt with very little prospect of getting off that treadmill. For an increasing number of people winning lotto is their only strategy for achieving financial independence. Some decide it's all too hard and go for the social security safety net while others drop out altogether and live on the streets. Drugs, prostitution and crime continue to rise while our politicians tell us that we are living in a state of economic bliss and that things have never been better.
The fundamental cause of many of our challenges seems to be a lack of self-esteem and an absence of a sense of purpose. Throughout my books I speak about these issues and seek to provide strategies for improvement in these areas.
Let's deal firstly with finding a purpose for our lives.
This is probably one of the most challenging issues we have to deal with and it is also something that we have to find out for ourselves. No one else can do it for us.
If that isn't enough, another challenge is that our purpose may change as we go through life and as we come into contact with other people and new information. Purpose is different from goals. Purpose is much bigger than any goal. Purpose is ongoing and is not like a goalpost or destination that you seek to reach. Purpose has nothing to with accumulating a fortune or building an empire. Purpose is a guiding light for your life. It's your beacon through fine weather and through the storms. Purpose is a direction. It is an ongoing reason for you to do what you do with your life. It is what adds passion to your life. Purpose is what makes you get out of bed in the morning and want to have another wonderful day. It's the juice that powers the direction of your life. Purpose keeps you on track in the face of adversity and challenges.
Some people uncover their purpose in life through meditation, while others do it through exercises. Some people know what they are truly passionate about and follow that passion to give them purpose. Some know their purpose early in life while others take longer to find it. Far too many people struggle through life on a treadmill without having really lived their life with passion and die with most of their dreams unfulfilled. These to me are the saddest people.
Here's what I wrote in Financial Freedom . . . starting now! – An Action Guide:
"I believe that we all have a purpose, even though sometimes we may not be aware of it. Sometimes our purpose is buried under a pile of doubts, fears, a history of failures and rejections and we need to do a little work to uncover it. When you realise what your purpose is and live it, you will experience happiness that is more powerful than the temporary buzz that you get with the achievement of a goal.
Purpose does not have to be spiritual, or specific. My individual purpose is very specific, to live and teach the principles of true wealth. Some people prefer a broader purpose such as helping others or the environment. We don't all have to be Mother Theresa. Each of us can do good in our everyday lives.
It is worth taking the time to get to know your purpose because following this purpose is your source of true happiness. Often, you will come across your purpose simply by being the person that you want to be. The personality traits that most typify you, the things that you love to do, the gifts that you have, even the material possessions that you desire are very closely linked to your purpose."
In my book I provide a number of exercises to help in uncovering one's purpose. One idea is to ask yourself what you would do with your life if you knew you were going to die in exactly two years time. Then ask yourself why you aren't doing that now. At first you may come up with all sorts of excuses, however I suggest you keep digging deeper by considering the possibilities in search of a way. Rather than saying to yourself: "I can't do that" ask yourself "How can I do that?" The process may take some time and that's OK. Please don't beat yourself up over it. Just give it time and keep asking how you can do what it is you want. A higher force will reveal it to you.
Here's what the Indian philosopher, Patanjali wrote about purpose.
"When you are inspired by some great purpose, some extraordinary project, all of your thoughts break their bonds: your mind transcends limitations, your consciousness expands in every direction and you find yourself in a new, great, and wonderful world. Dormant forces, faculties and talents become alive and you discover yourself to be a greater person than you ever dreamed yourself to be."
Now let's look at the issue of self-esteem.
Here's how I described it in the book How To Be Rich & Happy On Your Income:
"We find true happiness when we follow our purpose. You cannot live your purpose without healthy self-esteem. Self-esteem is just another way of saying that you value yourself. In my opinion, lack of self-esteem is at the core of all society's problems. If everyone valued themselves highly enough and knew they could have what they wanted, they would not have to sell their bodies or resort to gambling, drugs or crime. Poverty is a mental disease that stems from low self-esteem. Like many diseases, it is curable for those who believe it can be. As with any illness, it takes effort, initiative and courage to beat it - and if you give up, you're in trouble!"
The good news is that nearly all happy and prosperous people have conquered this debilitating mental disease at some time in their lives. Most people have had cash shortages in their lives and some have been broke. Even if you have lost everything, you still have the knowledge and beliefs that helped you to achieve what you had before you lost it. That does not mean that you are poor. Being poor is a state of mind which has nothing to do with how much money you have. Some of the richest people are very unhappy and are very poor in their beliefs, their attitudes and their behaviours. On the other hand some people with very little money are some of the richest people in the world. It really just depends on your attitude.
If you want to be richer and happier, you may want to know more about these two books which will unlock for you the keys to achieving true wealth. You see, anyone in my opinion, regardless of their occupation or upbringing can accumulate more money than they would ever need. All you need is the desire, the right attitude and a plan to achieve your goals. Once you have these essential elements you need to take action to achieve your plan. These two books will show you how!
These books are written in a non-technical fashion and are easy to understand. They are not textbooks on high finance or complex economics but rather easily readable, down to earth collections of ideas, experiences and exercises designed to inspire and motivate you to take control of your finances and to examine your attitudes to life and money.
They are easy to read for teenagers too and contain many important ideas for them as they generate an income. Sadly, our young people are not taught money skills at school and usually start their working life from a position of indebtedness because they are taught to buy on credit rather than how to earn and manage their money before they go into debt.
Worries over money affect the health and beliefs of many people. These books can help them to change their beliefs and attitudes around money.
The principles discussed in these books apply throughout the world and this is the reason they have become best-selling books and have been bought by people in more than 22 countries.
How To Be Rich & Happy On Your Income is packed with wealth tips – both practical and esoteric. What sets this book apart is its clear, concise and concentrated money management strategies including:
You will easily and quickly learn how to develop a wealthy mindset, instill prosperous attitudes and find practical know how on creating wealth. You will discover how to save money and how to turn those savings into wealth, consistently and without high risks.
Peppered throughout the book’s margins are nitty gritty how-to tips and inspirational homilies from sources as diverse as Donald Trump, Kerry Packer, Rene Rivkin, Albert Einstein and Albert Camus (who said: "It is a kind of spiritual snobbery that makes people think they can be happy without money.")
Teaching children about money
A chapter on teaching and modeling good money management skills to children highlights the importance of fostering in them a spirit of independence and respect for money, and more importantly the need to teach them to value themselves, to dream and to develop an abundance mentality.
Here’s what others say about this book:
"This book is packed with powerful, practical and easy to understand tools to live a richer and happier life on your present income. What’s more, - this book shows you how to increase your current income and how to build real wealth."
Anne Hartley International Best-Selling Author of Financially Free, Debt Free and The Psychology Of Money, NSW, Australia
Thousands of readers have described How To Be Rich & Happy On Your Income as a life changing book. I received so many requests to write a follow-on book with exercises that I wrote the companion workbook called Financial Freedom . . . starting now! – An Action Guide.
This book allows you to intensify and expand upon the new vision and passion for your life which you will discover by reading How To Be Rich and Happy On Your Income. It will help you to put your new knowledge into Action. With the help of hands-on worksheets and carefully designed exercises, you can uncover further revelations about yourself, your attitudes and behaviours around money and your prosperity consciousness. You’ll be able to work out exactly where you are financially and then plan the financial leap to where you want to be.
These books contain many ideas that are applicable to small businesspeople. Robyn Henderson, an international business educator said "these books are a must read for every small business owner."
Here’s what others say:
"I’ve always found that success is a combination of both learning and unlearning. Finding out what you need to know and getting rid of what doesn’t work! This book will help you do both. A rich selection of simple, easy to use ideas that will empower you well before you reach the last chapter. Buy it and move forward today!" John McGrath, Managing Director, McGrath Partners Real Estate Sydney, NSW, Australia
"Hans you are right on the mark! You have created the most practical guide to living. This incredible book will help millions of people around the world to take charge of themselves and their lives."
Diane Matyas, International Lifestyle Coach and Author of Performance – Your Guide to Personal & Professional Excellence, Waterloo, Ontario, Canada
When you click here, you can read an article in The Age newspaper about the psychology of finance. (Although the financial planner is promoting his services, there are some good points to ponder on in this article.)
As you have probably worked out by now,
these books work best together.
How To Be Rich & Happy On Your Income is a life-changing narrative with a multitude of wealth tips and strategies for your life. It’s a practical, easy to read everyday guide to mastering money. Reading this book alone will dramatically change the way you think about your life and your money. However, I want more for you than that! I want you to really take action! I want to do my very best to influence you to apply what you are learning to dramatically improve your life!
Therefore my second book, - Financial Freedom . . . starting now! – An Action Guide is exactly that! It’s a workbook with exercises at the end of each chapter. This workbook is divided into two parts. The first part consists of ways to develop a rich & happy attitude. It’s about building the foundation for your prosperous life. Then in the second part we get into the ‘nuts and bolts’ of it all by looking at strategies to develop rich and happy habits
The Action Guide is designed to help you apply theory to practice. By working through this book you will gain a deeper understanding of yourself and the action steps needed to propel you to the wealth and happiness you desire. It builds upon the information in my first book without repeating any of it. By working through the Action Guide, you’ll get more information, NOT the same information.
If you want to order, I insist you do so entirely at my risk. That is why the books come with a... No Risk, 100% Unconditional Money-Back Guarantee. There is absolutely NO RISK on your part with this 100% Money-Back Guarantee. What I mean is, I want you to order without feeling you might "get taken." After all, I am a very respected international author and wealth coach and my reputation is on the line.
I’d like you to order both of these books today... read them, apply the information I share with you and... if for any reason you aren't completely satisfied, simply return them for an immediate refund of your purchase price. You simply can't lose. That’s my promise to you.
Most people want to get the best results in their lives so they decide to purchase both books at the same time. That way they’ve got the theory and the practice together.
If you decide that makes sense for you too, I’d like to make you a special money saving Internet offer. How To Be Rich & Happy On Your Income normally sells for $A24.95 and Financial Freedom . . . starting now! – An Action Guide sells for $A29.95 . . . that’s a total of $A54.90 for both books. If you order now you can get both books for just $A50 . . . saving you $A4.90. Most people would spend more than that on a night out or on a tank of fuel!
If you apply just one of the ideas in either of these two books, you’ll more than pay for your investment in these books.
Practical and helpful, these two books will change the way you think about money forever.
There are three easy ways to order.
The first and fastest way to order is directly online with our SECURE SERVER , you can add a product to your shopping cart by clicking on the buy button when you see it to the right of the product in any of our educational resource departments, listed at the top left of every page.
...Or if your web browser will not support secure servers... use our manual order form. Your order will be processed for dispatch to you within 24 hours.
This wealth report was written by Hans Jakobi for Wealth Dynamics International Pty Ltd. © 2002 Hans Jakobi. All rights reserved worldwide
Hans Jakobi is an educator, author and investor. He is the author of six best-selling books including, How To Be Rich & Happy On Your Income which is available at:
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It is recommended that you seek professional advice from an independent, licensed, qualified investment adviser, accountant or solicitor prior to implementing any investment programme or financial plan.
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